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The Warsaw Voice » Business » November 6, 2012
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Polish banks to tighten credit criteria - survey
November 6, 2012   
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Polish banks expect to tighten credit criteria in all market segments in Q4, the central bank NBP said in a quarterly report on results of a survey of top lending officers at Polish banks.

Credit criteria in the corporate segment were expected to be tightened somewhat. Banks expect demand to rise for long-term loans for large firms, after a decline in demand for loans in the corporate segment in Q3.

In housing loans, the banks expect to tighten criteria further in Q4, after a tightening in Q3. Demand is expected to rise after mixed although slightly negative signals in Q3.

In consumer loans, criteria were slightly tightened and were expected to be tightened further in Q4, but also only slightly. Demand is expected to rebound in Q4 after a decline in Q3.

NBP conducted its survey at the turn of September and October among 29 banks, which accounted for an 82% share in the banking sector's portfolio of loans to households and corporate clients.
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