The Polish banking system's portfolio of consumer loans to Polish households declined by PLN 883 million in December to PLN 132.1 billion, the National Bank of Poland (NBP) said in a report.

Of the sum, the portfolio of zloty denominated debt declined PLN 726 million to PLN 123.3 billion, while FX book declined by PLN 156 million to PLN 8.8 billion, the report showed.

At the same time the banking sector's portfolio of housing loans to Polish households declined by a mere PLN 339 mln of 0.1% in December to PLN 332.92 billion, NBP said.

The decline came as PLN loan stocks increased m/m by PLN 1.55 billion, while stock of FX loans declined by PLN 1.89 billion.